The Big Account
Free checking? Think bigger. Add a high 1.50% APY* to already-free checking. But that's not all. The Big Account is just too big to tie down in Southeast Iowa. That's why we even reimburse up to $25 in ATM fees across the country**.
Don't settle for plain and simple free checking. Cash in on king-size rewards and interest. The Big Account isn't just free — we pay you!
- 1.50% APY* on balances up to $15,000
- 0.15% APY* on amount of balance over $15,000
- 0.05% APY* if qualifications aren't met
- Up to $25 ATM fee refunds nationwide**
- No monthly service fee
- No minimum balance requirement
- FREE online banking and bill pay
- FREE eStatements
- FREE debit card
- Low $100 minimum deposit to open
There's never a monthly service fee or penalty fee, no matter how you use The Big Account. To make sure you bring home our biggest rewards possible, just meet the following qualifications each monthly qualification cycle:
- Have at least 10 debit card purchases post and clear
- Have at least 1 electronic payment (ACH) post and clear
- Access online banking
- Receive FREE eStatements
It's straightforward and simple. And qualifications even save you time, while earning rewards. But if you come up short, don't worry. You can still earn rewards in full very next cycle!
*No minimum deposit to open. Annual Percentage Yield (APY) accurate as of 2/14/13. The Big Account rate tiers are as follows: 1.50% APY applies to balances of $0 - $15,000 and 0.15% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.15% APY - 1.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. **ATM fee reimbursements up to $25 per cycle provided only if qualifications are met within the monthly qualification cycle. Limit one account per social security number.